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Realtor for 23+ Years. Licensed in DE, MD, & PA. Want the BEST? Call me: 302-737-6434.
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a Delaware, Maryland, and Pennsylvania real estate expert, I can guide you through the transaction, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- Is renting or buying better for you? 

- The tax advantages of buying. 

- What is your time frame for moving? 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Pricing >Making Intelligent Pricing Decisions

Pricing your home is one of the most important decisions you must make when selling your property. Some sellers want to price their home based on the return they would like on their initial investment, while others will base the price on what they need to buy their new home. Location, condition, and accessibility are three other variables that will affect the price of a property.

It is crucial to price your home correctly from the beginning, because it may not sell if it is overpriced. Don't make the mistake of thinking that you can reduce the price later. By this time you will have already lost many potential buyers. The motivation of the seller is a very important factor affecting the pricing decision. The higher the seller's motivation, the lower the price, and low motivation usually means a higher price.

The state of your local real estate market is one of the strongest determining factors when pricing your home. A professional real estate agent will be able to guide you through the pricing pitfalls with a written market analysis that includes the selling prices for similar homes in your area.

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Real Estate Trivia
Q 
What price range is considered upscale or high-end in residential real estate?

A 
The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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Debbie Phipps, REALTOR®, real estate agent and broker for Newark, Wilmington and Middletown, Delaware home listings, property and land for sale - NUMBER1EXPERT

Debbie Phipps
Keller Williams

56 West Main Street
Newark, DE 19702
Direct: 302-737-6434
Fax: 302-738-4200
debbiephipps@NUMBER1EXPERT.com
dsphipps@aol.com

I have been a Realtor for 23+ years and I am in the Top 3% of all Realtors in New Castle County. I am also the top agent in my office. I have been awarded the prestigious 5 Star Professional Award which was announced in the November issue of the Delaware Today Magazine. I have carefully put together a very high performing team with a vision of customer service driven performance blended with old fashioned hard work and values along with the latest in technology. Each member brings multiple expertises, designations and specialties in our Tri-State marketplace. Always working with their client's best interest in mind, each Team Member dedicates themselves to honesty, integrity and the education of every aspect of their profession.

CRS ABR REALTOR Equal Housing MLS


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